Rideshare Company Insurance: When You Are Covered

All Uber and Lyft drivers must carry personal auto insurance. The rideshare company insures the driver only when the driver is picking up a passenger or transporting them. The company does not cover the driver when the driver is not using the app. In these cases, the driver’s auto insurance kicks in. 

client with attorneys looking at paperwork

Types of Rideshare Accidents

A rideshare driver can cause injuries to others in various scenarios. A rideshare accident could injure you if you are:

  • A passenger: You can get hurt in a car crash while riding in a rideshare driver’s vehicle. The driver might be at fault if they run a red light, speed, or behave carelessly.
  • The occupant of another car: An accident involving a rideshare driver causes an accident that injures a driver or passenger in another vehicle.
  • A bicyclist or pedestrian: A rideshare driver may injure non-motorists, such as a bicyclist or pedestrian.

Rideshare Accidents: Types of Injuries

Injuries in rideshare accidents vary in severity. Some are minor and will heal without lingering issues. Others are debilitating, requiring extensive medical care. Rideshare accidents can lead to psychological injuries, too. The emotional effects of an accident can outlast any physical injury and create daily hardships. The most common injuries in rideshare accidents include:

  • Broken bones
  • Visible scars or disfigurement
  • Spinal cord injuries
  • Traumatic brain injuries 
  • Severe whiplash
  • Internal bleeding
  • Paralysis
  • Burns
  • Nerve damage
  • Torn tendons, tissue, or ligaments
  • Pulled or strained muscles
  • Lacerations
  • Death
Banner media
Attorney media

Compensation in Rideshare Accidents

You can hold the rideshare company liable for the driver’s negligent actions with the help of our experienced rideshare accident attorney in Tacoma. The damages pursued will include the following:

  • Economic damages: These are the hard costs associated with an injury. They include medical bills, lost wages, and future earning capacity. 
  • Non-economic damages: These are more subjective losses, including pain and suffering, emotional anguish, loss of companionship, reduced quality of life, and the impact of disfiguring or life-altering injuries. 

Determining the value of a rideshare accident requires legal knowledge and skill. At Park Chenaur Injury Lawyers, we have over 30 staff members and established relationships with top experts who can assist in determining the value of all damages. Our legal team collaborates on serious injury cases, including rideshare accidents, to ensure our clients pursue every form of compensation. As litigators, we are proud to have achieved a reputation for legal excellence and honored by the trust our clients put in us. 

Logo media

Who is Liable? The Driver or the Rideshare Company?

Every case must be carefully evaluated to determine liability. Uber and Lyft provide insurance when a driver travels to pick up or drop off a customer. The companies provide $1 million in commercial liability insurance when an accident occurs when the driver is transporting a customer.

If the driver is logged onto the app, waiting for a ride, and is involved in an accident injuring a third party, they provide $50,000 for injury or death of one person and $100,000 for multiple injured persons. When driving on their own time and not currently working for Uber or Lyft, the driver’s auto insurance comes into play.

Contact an Experienced Tacoma Rideshare Accident Lawyer Today

With over 20 years of experience and a track record of handling over 15,000 personal injury cases, our firm is trusted by clients across the community. Our reputation for dependable representation and five-star reviews on Google highlights our commitment to excellence. We also hold an AV Preeminent rating from Martindale-Hubbell, reflecting high ethical standards and legal expertise. When you hire our Tacoma uber and lyft lawyers, you receive personalized attention and guidance throughout your case. 

indented wall with short pot in it
Contact us media
Logo media
Doctor credentials
Doctor credentials
Doctor credentials
Doctor credentials
Doctor credentials
Doctor credentials
Doctor credentials

$100,000,000 Total Settlements

Banner media

Client Reviews

Highly recommend! I was in a car accident in November of 2023 and my insurance didn’t do much to help me so I contacted Park Chenaur Law to see if I can get someone that will help me out. Paty and Natalya were working on my case and were very helpful and communicative throughout the whole case. Thank you guys again for ...

Bri

I was in a car accident and tried to deal with the other insurance company on my own. The person I was dealing with was very aggressive and not easy to work with. She offered me a settlement that was very low and didn't include much for my medical expenses. I reached out to a law firm and was lucky to be connected with Nataly...

Max Terterov

Lola is a great person/paralegal to work with. She helped me with my case few years back and she did a fantastic job. I recommended my husband to Park Chenaur because of the great service I got from this firm.

Suze

Not only did the team (multiple people- very hands on!) get me the maximum insurance settlement for a car accident I was in, but they went above and beyond to stay engaged and work for me. They helped me find effective, compassionate chiro care, and were helpful in discussing case details along the way. I highly recommend Pau...

Arianna S.

I use this firm for the first time on 2012 and over the years I had an excellent experience but, I have to say is thanks to Lola. She goes above and beyond, twice I had cases that they couldn't help me with, but she always takes her time to talk (at least an hour), she listen and finally always comes with something to help, i...

James G.

Kimberly was so reliable, honest and helped me with integrity.  I recommend to contact her to anyone who is looking for great help when you go through unexpected car accident.  I was really frustrated when the accident was happened.  Kimberly always took the time to answer any questions I might have, went throu...

Hye C.

This is my second time coming back to Park & Chenaur. I came back because Lola was an amazing Team member And unfortunately, she had gone to retirement. But reassured me that I would be Taken good care of and put in good hands with colleagues of Park & Chenaur Talia was one that I would communicate with more and I'm p...

B. Cruz

I’ve been incredibly pleased with the support and dedication from Komo Thiara and Marco Martinez as they work on my personal injury case. Even though my case is still ongoing, I’ve been impressed by their professionalism and commitment. Komo Thiara is attentive to every detail and has been proactive in keeping me ...

Jasmin T.

This is a great firm to work with. I’ve been working directly with Lola Serna and Mr. Kim. They’ve been working diligently on my case and keeping me up to speed each step along the way. Lola has been extremely communicative of the entire process. When I’ve mentioned to others that they are working on my case...

C. Rhzie

Lola and her team are incredible! Top notch law firm with a deep, rich knowledge of the system and how to best take care of their clients.

Preston D.

Gina Kim is a great attorney! She is very experienced and explained the process every step of the way. I was very pleased with the outcome of my case. I highly recommend her!!

Donna G.

After I had my auto collision, I reached out to Park Chenaur and Lola quickly reached out and immediately took my case. Since hiring the law firm, and working with Lola, I have been able to concentrate on my healing knowing that my claim is in good hands. Lola has been super responsive throughout this process which I apprecia...

Jacob L.

I have been so impressed with the level of care this group has provided in my auto accident case. Especially Lola, who on the first meeting made me feel at ease. She explained everything throughout the process and kept me informed every step of the way. The value of peice of mind is beyond anything I could have expected. I wo...

Trina P.

I got into a bad accident where I lost my car back in 2017, I was young, scared and anxious. I contacted Park Chenaur & Associates when I was offered $500 from the other driver’s car insurance…let’s just say that was a spit in the face compared to what I actually received thanks to their help. They took...

Chels

Park Chenaur Law Offices was great helping me navigate everything after a MVA in 2016. They were recommended to me several months after and I wish I had contacted them sooner!

They listened to my concerns, patiently explained next steps, figuratively held my hand through mediation, and helped calm me as I expressed my ...

인정

In the summer of 2022, I found myself in a stressful situation after a car accident.  Despite it not being my fault, dealing with insurance was intimidating.  A friend recommended Parks Chenaur & Associates LLP, and it turned out to be a lifesaver.  They not only guided me through the insurance process but ...

Hyuna J.

I highly recommend Park Chenaur for assisting me with my case. I was involved in an accident and Lola made the process very easy for me and my family.

She was very understanding, she listened to all our concerns. I can't say thank you enough.

Kristy C.

I cannot thank Kimberly and her team enough. Between two accidents that were very complex, Kimberly and her team helped me get settlements for both. I couldn’t have gotten through this without her dedicated work. I highly recommend using Kimberly and her team - I will be recommending them to anyone I personally know. I ...

Morgan G.

Senior Manager Yoon and her team took care of my two traffic accident cases and achieved satisfying results. Highly recommend this legal group.

Minwoo L.

I would like to thank Park Chenaur Lawyers for helping my Son with his injury claim. Lola has been very helpful and supportive in this process. It’s good to know that my Son is being treated well and we appreciate all the help! The Hutchinson family.

Tamara H.

Kimberly Yoon helped me resolve my car accident. She helped me a lot during difficult times. She was very accurate in her work and always responded. I think she is the best.

Yunmi L.

Angel Chenaur & Rick Park are very good  excellent lawyers because of unstoppable care and energy to win your case. They are a Team that are professional and  asure a thorough understanding of the processes  throughout the  wait for the results of your claim. They've been my lawyers for my claims and &...

Linda C.

I appreciate the phone call back first of all. The case taken was two years old. Something was gotten out of it. Appreciated, but I will Never understand how 40 percent of $15,000 leaves me with $4,600 and No explanation good enough Can be given Even with the so called breakdown. Make it make sense. But still I appreciate eve...

Annaray H.

Paula Burger is wonderful! She is a person I go to when I know things will get done. Her communication skills are excellent and anyone who works with her can expect nothing but the best.

Annette T.

A Case Manager Gina Kim, she was always kind and considerate when my wife and I had a car accident. Usually people panic when they have a car accident. And there are many cases where we don't know how to handle it. After this traffic accident, my family has learned a lot about how important experienced lawyers and experienced...

Jay
Logo media
Accessibility: If you are vision-impaired or have some other impairment covered by the Americans with Disabilities Act or a similar law, and you wish to discuss potential accommodations related to using this website, please contact our Accessibility Manager at (253) 523-2032.
Contact Us